Overview: An experienced finance professional with a good working knowledge of the Credit Cards industry and products and a background on financial modeling that can support the business in creating business cases and financial models from scratch.

What you will be doing:

• Drive finance business partnering which enhances the understanding of the senior management teams of their key financial performance drivers and business performance issues

• Support the Business Units (BU) to make timely, strategically aligned, and value-maximizing decisions through multi-dimensional analysis within relevant financial and operational business scenarios

• Ensure viability of business cases and promotions. Drive ROI culture through robust pre- and post- business case evaluation

• Perform and provide channel/use case P&L analysis to management and BUs (financial modeling and scenario analysis).

• Perform growth analysis to support forecast and ongoing business performance - market, pricing, volume and initiatives

• Drive gross margin enhancement through net revenue management pillars (pricing, active mix, trade spend & business case management)

• Drive profit through use of financial principles and managing operating expenses with budget owners

• Work with BU leadership teams in the preparation of plans/budgets/forecasts and ensure alignment with management expectations

• Track forecast accuracy and build culture of proactivity and continuous improvement • Ensure commercial controls are in place for sales-related processes

• Implement management monitoring and compliance on commercial terms

• Conduct commercial analysis to pinpoint issues to management team to help drive action plans including business opportunities, risk and mitigation plans

• Lead financial evaluation of significant business opportunities to provide a long-term perspective of the impact on business profitability

• Provide business environment/ competitor analysis (at product level) to the BUs and senior management teams.

What we are looking for:

• Graduate of Business Administration/ Accounting/ Management Accounting/ Economics/ Statistics

• At least 3 years related work experience in a bank, with a background on Credit Cards business

• Experience in data management and reporting strategy (i.e., management reporting)